We are running into a compatibility issue within the Encompass and WIZ data transfer process. I have always reported Loan Prospector AUS Recommendation #1 as Accept/Eligible, as it is written similarly on the form from Freddie Mac. This codes as "18" but is not recognized by WIZ as being compatible.

My question is am I supposed to be listing the AUS Recommendation #1 and #2 as Accept for #1 and Eligible for #2? Does this also apply when a loan is approved/accepted by Fannie Mae? As it stands, we use the code of 1 and 1 for these situations, with no AUS Recommendation #2 being reported.

Please advise!

I'm not sure I'm following your question correctly so I will refer you to page 34, 35 & 36 in the 2022 HMDA GIR for the code references.

The large majority of our LPA results for Freddie will return an Accept therefore we report Code 2—Loan Prospector (LP) or Loan Product Advisor for Automated Underwriting System Information and Code 8—Accept for the Automated Underwriting System Result.

I agree with Dan. We report 2-Loan Prospector or Loan Product Advisor for the AUS System and 8-Accept for the AUS Result. (We also use HMDA WIZ)

Thank you both!