I am conducting a HMDA Compliance Exam and I've been looking for the disclosure statement that is prepared and sent to the bank by the FFIEC. No one can find it and they say they have "never" received one!? Can anyone explain what this looks like; what type of information is on the statement (1003.5 says the FFIEC prepares it based on "the date each financial institution submits"); who is it typically sent to at your own bank? Any other information to help track this down would be helpful, too.
Signed,
Panic-stricken