We have very tight controls over all official checks.
Take Cashiers Checks for example:
Under $250 - All Employees*
Under $1,000 - Teller Supervisors
Up to $2,500 - Customer Service
Up to $10,000 - Lending Officers
Up to $50,000 - Smaller/selective group of lending officers
Up to $150,000 - Senior Lenders
Up to $250,000 - Vice Presidents
Up to $500,000 - Executive VPs
Up to $1,000,000 - President or CFO
Up to $5,000,000 - CEO
Over this - it would require 2 of the people listed in the 2 top tiers.
Same tier levels may never be combined. If the signing limit of one is not enough, a person in the higher tier is required. We have had instances where a person was not available (at another office) in those limited instances an email is sent to the cashier. He submits a report of the violations monthly to audit (that's me). We are small (less than 10 offices), and image our checks, they are reviewed the next day by the President.
*Note: Auditing personnel are not authorized to sign any type of checks.