We have a checking account that we want to do an advertisement in newspaper. Following is listed $3 monthly fee waived if enrolled in free e-statements** (verbiage for checks is at bottom of advertisement) Free online* banking & e-statements** (with verbiage on internet service provider fees may apply
15 free Billpays per calendar bank anytime/anywhere with free mobile app** Visa Debit card available

My question is we have "Overdraft privilege added to qualifying accounts - does that statement trigger the disclosures for overdraft. We are not advertising as a "Free" account.

The mere mention of "overdraft privilege" will trigger the requirements of Regulation DD section 1030.11(b) unless one of the exceptions in 1030.11(b)(2), (3) or (4) applies.

Okay. I had our marketing department add the information but wanted to make sure I was correct. Thanks.