Who is the fee being paid to /who is charging this fee? Not sure I have your specific answer w/o knowing more details.
Below is info from the RESPA FAQ that might assist in answering your question or clarifying your question back to BOL ...
9) Q: What charges are part of the charge in Block 1 of the GFE, ―Our origination charge‖?
A: Block 1, ―Our origination charge‖ on the GFE contains all charges for origination services performed by or on behalf of a lender and/or a mortgage broker. Origination services includes, but is not limited to, the following: taking of the loan application, loan processing, underwriting of the loan, funding of the loan, acting as an intermediary between a borrower and lender, obtaining verifications and appraisals, and any processing and administrative services required to perform these functions.
2) Q: What services belong in Block 3, ―Required services that we select‖?
A: Block 3 of the GFE contains the charges for all third-party settlement services (except title services) for which the loan originator requires and selects the provider of the service. Examples of these charges for services generally include but are not limited to, appraisal, credit report, tax service, flood certification and up-front mortgage insurance premiums.
4) Q: If a loan originator permits a borrower to shop for services typically listed in Block 3 on the GFE, such as tax service or flood certificate, where should the services be listed on the HUD-1?
A: If a loan originator permits a borrower to shop for services typically listed in Block 3 on the GFE, such as tax service or flood certificate, the services would instead be listed in Block 6 of the GFE. The total amount charged for these services is listed in the borrower‘s column in Line 1301, and the charges are itemized outside the columns in Line 1302 and following lines on the HUD-1.
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