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#1762198 - 11/29/12 04:01 PM Re: Asking for Credit Card # for App Fee Before GFE ItNeverEnds CRCM
Elizabeth Riding Offline
Member
Elizabeth Riding
Joined: Nov 2010
Posts: 63
Kansas
If my customer request credit life after disclosures do I have to redisclose?
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"It is not necessary to blow out someone else's candle in order to make your's shine"....Ben Franklin

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RESPA
#1762203 - 11/29/12 04:04 PM Re: Asking for Credit Card # for App Fee Before GFE ItNeverEnds CRCM
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 47,530
Bloomington, IN
Credit insurance is not disclosed on the GFE.
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The opinions expressed are mine and they are not to be taken as legal advice.

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#1762206 - 11/29/12 04:06 PM Re: Asking for Credit Card # for App Fee Before GFE ItNeverEnds CRCM
Elizabeth Riding Offline
Member
Elizabeth Riding
Joined: Nov 2010
Posts: 63
Kansas
Okay, Dan, and it doesn't change my apr so I don't need to disclose, right?
_________________________
"It is not necessary to blow out someone else's candle in order to make your's shine"....Ben Franklin

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#1762353 - 11/29/12 06:06 PM credit life ins added
Truffle Royale Offline

10K Club
Joined: Jul 2003
Posts: 17,398
opening thread for posts added to ongoing topic.

Additionally, there is a current thread on this topic. Please review and post there to consolodate information for all.
Last edited by Truffle Royale; 11/29/12 06:12 PM.
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