The CFPB has posted its Fall 2013 semi-annual regulatory agenda. Here's a link to a CFPB Blog post on this topic which has a link to the agenda. http://www.consumerfinance.gov/blog/fall-2013-rulemaking-agenda/

Here are a few items I took note of. They expect to begin developing a proposed rule for Reg. C HMDA in Feb. 2014. They expect to begin looking into Reg. P in Jan. 2014. They expect to work on overdraft practices in July 2014. They expect to finalize something on Reg. Z HPML appraisal this month. They expect to issue a final rule for Reg. CC in June 2014.

They also posted their long term actions. http://www.reginfo.gov/public/do/eAgenda...mp;Image58.y=22 This section has an item that mentions the Reg. B change regarding collection of data on small business loans but it sets no date for action on this item.

I am exhausted!

Ha KB, I am near quitting and going on welfare or maybe disability.

Pale, you can't quit now! We'll soon be getting into another round of rules and regs that DFA requires under HMDA that the CFPB is now proposing.

Here's an idea. Why not let the bureau collect all the data they want at application and tell the banks who to lend to and at what rate and terms. OOps, they're doing that already.

Yikes! We're setting up exam procedures in TeamMate to coincide with CFPB exams--so my question: Will any of the reg procedures already documented in their exam procedures (as listed in your alphabet soup section)change?

They always change constantly, regardless of which agency authors them??? So I am confused as to your question. Your exam procedures need to be just as flexible.

Well, they'll be as flexible as they are written by the CFPB at this point then. We want to make sure when we're audited by them, they understand we are following their lead. Don't you think this is a good idea?

Any bank that audits outside of what their regulatory agency normally looks for is wasting resources, if that is what you are asking.