We are planning to launch our Remote Deposit Capture product and one of our directors would like to be the Bank's guinea. We will be running all prospective users through a credit / lending process. Is there anything addressing this product with regard to Reg O / Insider transactions (other than lending limits, board approval and preferential treatment)?

It's not discussed within Reg O...FWIW, we used one of our director's companies as our GP when we first started RDC.

Typically, there is no actual credit line established - only an internal guidance line. An internal guidance line would have no consideration under Regulation O.