For RE loans, you have to dig all in the sections regarding tolerance and then follow the section lists to the additional info regarding RE loans. There are some threads in here (the one specific to this change) that discuss all of this "digging". I disected it towards the beginning of discussing the reg requirements and have a dissertation in there regarding this breakdown. Then our examiner at the FRB backed it up. So long as the overdisclosure is due to a FC error (change), it's okay.
Sorry, I'd try and find it for you, but I'm in the middle of an exam so my time here is very limited.
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My opinion only. Not legal advice.
Say you'll haunt me - Stone Sour