If you call Harland and speak with the Product Usage Group (formerly "Compliance"), you won't get an answer on this, you'll get directed to this FAQ which says in part:
CHANGE IN TERMS-SHORT OR STANDARD FORMAT
Most Laser Pro users prefer to use the short-form version of the Change in Terms Agreement. This form does not require you to re-amortize the existing loan balance to make calculations in Laser Pro match that of your host system. The user simply describes the existing loan date and loan amount, and prints the contractual changes wanted for the loan. Again, we strongly suggest that you establish, in consultation with your legal counsel, a policy regarding which format (short or standard) of the Change in Terms Agreement is used.
https://support.harlandfinancialsolution...ation/faqs.aspxEssentially, you need to make a decision on which document to use. The short form is pretty much blank except for what you put on there, and the continuing validity paragraph.
The Standard Form is a recitation of the entire promissory note in addition to change information you input. The majority of customers I have talked to use the Short Form for simple changes, and the standard form for more complicated changes.
If you use the standard format, beware that updates to your policy, or other changes in the documents may affect certain contractual language that may have changed since the original loan (i.e. NSF Fee)
Harland says that the Disbursement Request and Authorization Form should always be signed by the borrower (for both new and CIT transactions).
A TIL will always generate for every transaction marked as "Disclosable" on the first window of the transaction (the [Loan Request] window. For Consumer Disclosable (Non-HELOC)Lines of Credit a change in terms TIL will be generated based on the information you input on the TIL windows of the CIT document.
If you don't have access to the Customer Support site, I highly reccomend that you do. There are some really nice solutions posted there, and it's much easier to get in contact with the support personell using the online case submission (I think) than via phone.