One of our executive officers would like to refinance his home. Typically, for employee loans we waive origination charges; would it be acceptable to waive it for our executive officer as well? What other considerations should be given for this transaction?

If the fee waiver is an employee benefit then there would be no issue under Reg. O for waiving the EO's fee.

You will want to review 215.5(c).

I'll second Dan's recommendation that you review section 215.5(c) and ensure that the refinancing will fit precisely the restriction in 215.5(c)(2). If it won't fit there, it has to fit the "default" bucket in 215.5(c)(4), and that has a $100,000 cap.

There's also the requirement in 215.5(d) that the bank have on file a current personal financial statement of the EO and that the loan agreement include the demand clause (or have a rider with the demand clause) required by 215.5(d)(4).