One of my L.O.'s had a customer on a floating rate in an ARM product. When initial disclosures went out it was disclosed as a 2/2/5 but when the rate was locked it was showing as a 5/2/5. It was noticed when the closing disclosures were generated. Does there need to be a re-disclosure or can the ARM notice be corrected? No other document has a change of any type.

If you are talking about that you failed to deliver the proper early ARM disclosure, you already have a non-curable violation. Providing such disclosures after the loan has closed buys you nothing. Document, train and move on.