These are the things you begin to look at when you audit. If an audit was to reveal minority (as an example) applicants were "withdrawn" by the lender instead of being denied, it would trigger a broader review and potential fair lending action.
Remedial actions - correct the notice if need be and train staff.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell