I could really use some help with this. We have a customer who applied for an Unsecured Line of Credit. The loan is to the estate. This is not a trust. The personal representative is the person signing on behalf of the estate. If the loan is for consumer purpose, would it fall under Reg. Z? I know there is language in Reg. Z for Trust loans, but not loans to an estate. Would the estate be exempt as an entity like LLC's, Corporations, etc? Thank you in advance for your help.