We are a national lender with closings occuring in all 50 states. Some states such as North Carolina, New York, Georgia require the real estate closings take place at the office of an attorney (guess they have a strong lobby in their BAR association).

Is there a good reference source as to how to treat the attorney fees in these cases? Is it an APR or a non APR charge? The attorney does not necessarily represent the bank, but is required for the transaction? The attorneys do not reflect their fees as closing fees, just attorney's fees on the HUD1.

Any assistance is appreciated.
Thanks in advance!

One of my favorites since SC also requires attorney closed RE loans.