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#1677590 - 03/14/12 06:38 PM Compliance Laws Surrounding Residential Mortgages
Philly Fan Offline
Junior Member
Philly Fan
Joined: Nov 2011
Posts: 30
OHIO, USA
I am trying to identify all the Federal Compliance Laws that relate to the origination of a residential (1-4) mortgage loan (1st and 2nd).... Can someone help me please

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Lending Compliance
#1677610 - 03/14/12 06:51 PM Re: Compliance Laws Surrounding Residential Mortgages Philly Fan
manimal Offline
Diamond Poster
manimal
Joined: Feb 2008
Posts: 2,207
Deleted
ECOA
FCRA
E-Sign (if electronic delivery of disclosures)
TIL
RESPA
HOPA
Flood
Appraisal Standards
HMDA


Someone jump in if I've missed anything...
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We're all here 'cause we've lost control.

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#1677710 - 03/14/12 08:40 PM Re: Compliance Laws Surrounding Residential Mortgages manimal
Reads Regs Offline
Diamond Poster
Joined: Nov 2004
Posts: 2,307
BSA (customer identification program (CIP) and suspicious activity reports)
Gramm-Leach-Bliley Act - privacy notice and safeguarding of customer information.
S.A.F.E. Act - registration of MLOs
OFAC - checking SDN list
Fair Housing Act - EHL Poster
CRA - CRA notice
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Opinions expressed are my own and not necessarily those of my employer. They are not legal advice.

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