We have a commercial application for 4 individuals applied for loans. Two applicants have poor credit, Two are solid. These are not guarantors, that would make this easy.
We want to send a counteroffer that only the two with good credit would be acceptable as borrowers.
For the two with poor credit, they get the counteroffer, with the denial reason applicable to their credit and the credit score disclosures.
However, I'm struggling with what we send the two with good credit. Denial reason "Credit History of Co-applicants"??? Would that work?