You are asking a complex question.
1. You have to take each regulation (Reg. Z, RESPA, Regulation B, HMDA, etc.) and dissect all of the areas that address disclosures and other regulatory requirements when a broker may be involved in a transaction and how your specific arrangement is structured and its impact on those requirements.
2. You have to ensure that you have your processes very well documented to ensure that you "earn" any fees to be received to not run afoul of Section 8.
3. Only listen to your own experts and your own legal counsel and never trust the lender.
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