We are an FDIC community bank with assets less than $10 billion, member of FRB. Based on that should we be listing the Federal Trade Commission or the Federal Reserve Board on out ECOA disclosures?

We are an FDIC community bank with assets less than $10 billion, member of FRB.

I don't know what that means. Either you are a State chartered member bank or you are not. If you are a State chartered member bank, then your primary regulator is the Federal Reserve Board and that is who you list.