We have an SMLLC that holds real estate, but is a disregarded entity under a Living Trust (complex trust), and does not have an EIN. Can I still make the loan to the SMLLC but using the trust's EIN? Or is this similar to a sole proprietorship where the borrower should be the proprietor (in this case the trust), and the grantor/collateral owner is the SMLLC?
Thank you in advance for your advice!