Customer's note matured (balloon) and was going to move the loan. Loan officer did not proceed with any sort of renewal, etc. Customer decided to keep loan with bank, so we ran flood determination after maturity. Property was now in flood area, so customer obtained flood insurance. Note was renewed back to original maturity date, but renewal was not closed until flood insurance was in place, etc. [Docs signed 05-01-13, but effective back to 04-05-13) I wish loan officer would have just dated all for 05-01 !!) Will this be violation of any sort?

Not if you can prove the date trail, which it sounds like you can. The loan was not made until 5/01 - the effective date is a contractual issue and has no bearing.