And if they are eligible, refunds are determined when "proper premiums" are available:
1) by 1/1/2016, when funds become available for Section 207 purposes (and IF that date holds), or
2) some arbitrary future date when the gov't gets around to it?
I understand your point about agents who refuse to write a flood policy. Most of the time, the 1st point of contact is not the agent themselves, but their support/staff. Am finding THEIR level of understanding isn't the deepest on this topic.
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Opinions or attitudes are mine, not those of my employer.