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In Response To:
Thread Starter: Dan Persfull
Title: Re: Withdrawn loan applications

For HMDA purposes, the lender put on the denial that it was approved, not accepted.

Not sure what you mean by "on the denial" but reporting it as an approved but not accepted is the correct way to report this.

Compliance dept-head says we should not report this, but shred it!

You need a new complinace dept-head!!