Thread Starter: Anonymous
Title: Re: HMDA Help!!
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That's where our problem comes from. Our investor says they are not making a credit decision, but to me they are because they're reviewing the loan docs prior to closing and saying "yes" they will buy it or "no" they will not. I understand that whoever makes the credit decision reports the loan. I'm just not understanding how they can say they are not making a credit decision.
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