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In Response To:
Thread Starter: Dani York, CRCM
Title: Re: Minimum Credit Score Denial

Originally Posted By: jcaldwell
Isn't one of the Reasons for Denial code 8, mortgage insurance denied?

For HMDA disclosure, yes, but for Reg B I think the bank would need to disclose enough to tell the customer what he can do to fix his credit (or whatever) in order to qualify for the loan (and PMI if that is all that is preventing him from getting the loan).