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In Response To:
Thread Starter: rlcarey
Title: Re: Only using a relative as a co-signer

If the spouse was able to bring something new to the transaction (income, assets, etc.) that the other spouse did not have access too, then they are most likely going to bring their spouse into the game anyway - I guess I am having a hard time seeing how having the policy read one way or the other makes any difference.

Regarding the co-habitation question - there is no marital discrimination - it is based on relationship to the borrower and has nothing to do if they are married or not.