Skip to content
BOL Conferences
Learn More - Click Here!

Forums · Active Threads · Forum Rules · Mark All Read · Log In
BankersOnline.com Forums Banker Forums Need to Remain Anonymous New Reply
New Reply
Post Icon
Smilies Insert Link Insert Email Link Insert Image Link Insert Media Tag List Bold Italic Underline Strike-through Spoiler Quote Font Color Fonts Font Size
 Make textarea smaller
Make textarea bigger
Post Options

HTML is disabled.
UBBCode is enabled.
Poll Manager (Total Polls: 0)




In Response To:
Thread Starter: Kathleen O. Blanchard
Title: Re: 2 HMDA Questions

Originally Posted By: Anonymous
1. Are BOTH purchases and refinances of 1-4 family residences that are located on 25 or more acres exempt from HMDA reporting?
2. Is a refinance HMDA reportable whether the new lien is a first or a second lien?


Your new lien can be reportable if you are paying off a loan at another financial institution that was to same borrower and also secured by residential real estate. That would be a refinance.