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In Response To:
Thread Starter: Anonymous
Title: Re: Fresh Start Programs to pay back ODs.

Does anyone still offer "Fresh Start" plans to pay back an overdraft? I am referring to the plans with no more than 4 installments that are not subject to Reg Z?

My bank has never offered them, but we have have an Overdraft Program. Rather than, automatically charging an account off, I would like to give the customer the opportunity to pay back the OD and maintain a checking account (excluded from the OD program, of course).