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In Response To:
Thread Starter: John Burnett
Title: Re: Check issued to joint tenants

Summing up -- ignore the language about joint tenants. Look at the names of the payees. If they are connected with "AND" or "&" you need two signatures for an endorsement. If they are connected with "or," or if there is nothing between the names except space, you only need one signature, although your bank may have a policy to obtain both just to avoid the potential for a legal hassle later.