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In Response To:
Thread Starter: Reads Regs
Title: Re: HMDA Loan

The following language is on page 12 of the HMDA GIR.

"For multifamily dwellings (housing five or more families), and"

The following is from page D-3 of the HMDA GIR.

Dwelling.
1. Coverage. The definition of “dwelling” is not limited to the principal or other residence of the applicant or borrower, and thus includes vacation or second homes and rental properties. A dwelling also includes a multifamily structure such as an apartment building.