Learn More - Click Here!

New Reply
Post Icon
Smilies Insert Link Insert Email Link Insert Image Link Insert Media Tag List Bold Italic Underline Strike-through Spoiler Quote Font Color Fonts Font Size
Make textarea smaller
Make textarea bigger
Post Options

HTML is disabled.
UBBCode is enabled.
Poll Manager (Total Polls: 0)

In Response To:
Thread Starter: NotALawyer
Title: Re: Prescreened Offers of Credit

I've seen 115 as a cut off to help screen out possible fat-fingered entries. Otherwise, fair lending guidelines permit different treatment at age 62 as long as the treatment does not "disfavor" those 62 or older. Completely excluding those over 70 sounds like it could be disfavorable.

Link to similar question on CFPB's site: