Thread Starter: John Burnett
Title: Re: HUD counseling notice
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From HUD's mortgagee letter 2015-04, which accompanied the most recent update to the form:
"Mortgagees must provide all information included in the attached “Notification to Homeowners of Availability of Housing Counseling Services†beginning on the 32nd day, but no later than the 45th day from the date payment was due, for each delinquency episode." (emphasis added)
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