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In Response To:
Thread Starter: Adam F
Title: Re: Adverse Action

I assume you are referring to 1002.9(a)(3). Notice what it states:

"For business credit, a creditor shall comply with the notification requirements of this section in the following manner:"

I interpret this to mean if you comply with what is listed in (a)(3) for a business credit application then you have satisfied the requirements of 1002.9. This means a notice of incompleteness is not needed for business applications.