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In Response To:
Thread Starter: Ninky
Title: Re: EOscar Block notices

E-OSCAR notifications state that when a company receives the Block Notification, it should take the appropriate steps to ensure that the blocked item is not re-reported to a consumer Reporting Agency (FCRA Section 623.(a)(6)(A). After researching the legitimacy of the identity of the loan customer, are banks required to block the reporting of that item by no longer reporting on their monthly transmission to the Cr Bureau? Even if they have confirmed that there is no identity theft on the transaction? And if it comes from one specific Cr Bureau and your report goes to all three, is that acceptable?