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In Response To:
Thread Starter: JSD
Title: Re: HMDA HOME IMPROVEMENT?

All improvements are not a reportable home improvement loan for HMDA. They need to improve the residential portion of property. In your example the improvements are to build a work shop that is income producing - it is not HI for HMDA.

There are several threads on BOL about this topic as it has been discussed previously. (Not technical enough to do the links!)