I think the moral to this story is don't judge a book by it's cover. As stated, there are very smart people who just did not have the means to obtain the paper or who did not want to and they are making great contributions to this world.
So take the test or don't take it, whatever works for you is what you should do and not let any of the other noise get in the way! Agreed! No CRCM here but I'm good at what I do and surround myself with a great, dedicated team. Been in banking for 28 years well over half of those in compliance and BSA, I have the experience and knowledge to excel and I don't feel a lettered designation after my name is going to make a difference for me, just my opinion. I've not been questioned by any auditors or examiners either and have always done very well on exams. My employer respects me, treats me well, has not demanded I seek certification so as far as I'm concerned, I'm good!
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