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In Response To:
Thread Starter: M Cockrell
Title: Re: Card Dispute Question - Unauthorized/Authorized

See Comment 2(m)-2 under Comment for 1005.2 Definitions under the Official Interpretations.

2. Authority. If a consumer furnishes an access device and grants authority to make transfers to a person (such as a family member or co-worker) who exceeds the authority given, the consumer is fully liable for the transfers unless the consumer has notified the financial institution that transfers by that person are no longer authorized.