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In Response To:
Thread Starter: rlcarey
Title: Re: Prohibition against requiring loan payment via ACH

Sounds similar to an interest rate break to me. What is the value of having a loan on ACH versus not? I think a lot of banks have no idea of the costs versus the benefits derived. I have yet to see a loan not actually go bad just because of autopay. Also what happens to the grant after the customer closes their asset account that is being debited?