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In Response To:
Thread Starter: Anonymous
Title: Re: Late Return/Counterfeit Check Claim Inquiry

We accepted a counterfeit check through our mobile deposit system, the other FI is out of the midnight deadline to return through the FED. If there is no physical alteration and the payee on the front of the check matches the name on the deposit account BUT the back of the check has another endorsement (another name typed on it) would we be obligated to pay a WOE claim?