Thread Starter: Rocky P
Title: Re: CRA public report with RESPA allegations?
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If you look at the CRA Public Evaluations, there is a comment on Fair Lending in every one! Lucky you did not get downgraded.
A fair lending examination is usually done concurrently with CRA. While CRA looks at LMI reacts and individuals, the ECOA/FHAct part looks for redlining and differences in treatment on a prohibited basis (majority-minority tracts rather than income).
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