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In Response To:
Thread Starter: Inspector
Title: Re: CRA public report with RESPA allegations?

Every CRA PE will include a section for Discriminatory or Other Illegal Credit Practices. I can't find the FDIC reference but the OCC includes this list of illegal credit practices that are considered in CRA PEs.

(1) Discrimination against applicants on a prohibited basis in violation, for example, of the Equal Credit Opportunity Act or the Fair Housing Act;

(2) Violations of the Home Ownership and Equity Protection Act;

(3) Violations of section 5 of the Federal Trade Commission Act;

(4) Violations of section 8 of the Real Estate Settlement Procedures Act;

(5) Violations of the Truth in Lending Act provisions regarding a consumer's right of rescission;

(6) Violations of the Military Lending Act; and

(7) Violations of the Servicemembers Civil Relief Act.