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In Response To:
Thread Starter: HappyGilmore
Title: Re: Compliance Officer Employee Account Access

Originally Posted by Anonymous
THIS IS WHY YOU DO NOT BANK WHERE YOU WORK.

Then there's no need for ANYONE to look into your account for any "business need".

except, of course, when the employee wants to cash a check and you want to make sure there are sufficient funds in the account.
or when a bank employee perhaps has a garnishment or levy placed on their account. or it appears they are mishandling client funds and depositing to their own. or covering NSF items or waiving fees (yes, not all banks have something in place to keep an employee from making changes to their own account). or the bank receives a subpoena on an employee account and they must take action to provide information.

essentially, any reason you would need to look into a non-bank employee customer's account, you would have the same business need for bank employee accounts as well. but that access should be restricted to a business need only, and the bank should also have a report that shows who accessed employee accounts and should be reviewed. just looking to see what is happening is not a business need.