Skip to content
BOL Conferences
Learn More - Click Here!

New Reply
Post Icon
Smilies Insert Link Insert Email Link Insert Image Link Insert Media Tag List Bold Italic Underline Strike-through Spoiler Quote Font Color Fonts Font Size
Make textarea smaller
Make textarea bigger
Post Options

HTML is disabled.
UBBCode is enabled.
Poll Manager (Total Polls: 0)




In Response To:
Thread Starter: BrianC
Title: Re: HELOC renewal

If the note gives the consumer the option to renew, then you are still operating under the terms of the original note so that is not a change in terms.

If the bank chooses not to renew, then you owe the consumer an adverse action notice.