Thread Starter: Anonymous
Title: Re: HMDA
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We are taking a lien on improved property. The property does have a residential structure on it (manufactured home), but the home doesn't have any impact on our loan (we aren't using it to secure the loan).
Is this HMDA reportable? I think not, due to no dwelling securing the loan. It just feels strange to go that route since we know there is a dwelling on the property.
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