Internet Loan Applications

Are ya'll aware of any good resources for determining the various state disclosures that might be required on loan applications that are made available on bank websites.

(Primarily consumer loan apps, credit cards, auto,home equity, purchase money mortgage, refi)

These sites may be helpful for your residential real estate loans.

VMP statelink is a good site that has a low subscription. It's mostly geared to the closing side but it does contain up front processing disclosures. CCH also has a decent piece to cover state laws and it breaks down sections such as fees, record retention, marital rights, etc. I also used the various state banking associations and state banking department websites. Some were extremely helpful providing short matricies for disclosures.

I personally think your best bet is probably VMP Statelink. It doesn't cost a lot and it's information is very easy to read plus you can get email updates on state changes.

I'd be interested in knowing if there are such regs. I look at a lot of bank websites and don't remember seeing anything state-specific (except for credit card rates & terms.)