MasterCard Debit Small Businesses = Personal BIN?

Posted By: ItNeverEnds CRCM

MasterCard Debit Small Businesses = Personal BIN? - 07/17/15 05:06 PM

Hello,

I'm looking for some guidance on MasterCard rules for debit cards and small business. I'm from a Visa bank, which Visa requires a separate BIN for business cards. I'm now at a MC brand bank and I found out we only have 1 BIN, and we're issuing business, personal & HSA cards all on the same BIN. That can't be within MasterCard rules can it? I'm not familiar enough with MasterCard to find this info and I don't ever take our core provider's answers for granted. Looking for some help.

Thanks in advance.
Posted By: rlcarey

Re: MasterCard Debit Small Businesses = Personal BIN? - 07/17/15 05:36 PM

Brian C answer it here I believe:

Business BIN
Posted By: ItNeverEnds CRCM

Re: MasterCard Debit Small Businesses = Personal BIN? - 07/17/15 05:53 PM

Thank you (as always) Randy! That's what I thought. I limited my search criteria to only this forum and couldn't find anything on MasterCard, dumb idea not to expand my search.
Posted By: RBanker

Re: MasterCard Debit Small Businesses = Personal BIN? - 07/17/15 06:56 PM

I believe that you can also set up a separate HSA BIN and it can apply restrictions based on IRS designated expenses - (that may depend on your processor)