Clarification needed Marijuana Limited SARs

I have been reading a ton of conversations within this forum, articles found online, seminar materials, etc. trying to find out how to correctly file a SAR related to marijuana...and have in the process confused myself. Please Help!

We have a personal checking account for a woman whose husband recently opened a dispensary. We do not have an account for the actual dispensary. However, the wife has recently started bringing cash deposits for her personal checking account. Would I need to file a "Marijuana Limited" SAR or just file a SAR because we believe the funds were derived from Illegal activity?

If you suspect that the funds are being diverted from the dispensary and into a personal account (probably because the dispensary cannot find a banking relationship) I'd be filing a 'marijuana terminated SAR' and exiting the relationship.

Refer to FinCEN guidance (FIN-2014-G001), page 4, footnote 7.

Basically, unless you're filing the SAR because you're providing services directly to a state-registered MRB, you follow standard SAR filing instructions.

What about a customer who appears to be totally unrelated to any MRB, but has transactions for online purchase of MRB investing guides? SAR filing? Tier 1,2,3?

online purchase of MRB investing guides?

What are we - the library police now? Why do you care what types of books someone buys or have I misunderstood what you are referring too?

Yes. We are the library police.

AML software triggered an alert for a possible MRB. This is all they have done up to this point; purchase instructional guides/videos for investing in MRBs.

I found the Tier 1,2,3 descriptions from ACAMS. In my situation, although it's a commercial business making the purchase, it seems they are just a consumer and not a Tier 2 or 3 service provider to a MRB.

Very amusing. There are PLENTY of people right now considering investing in the cannabis industry.

Thank you so much. I tend to overthink things and then start questioning myself. I appreciate you!