Aggregation of ATM transactions for CTR

Posted By: Curious

Aggregation of ATM transactions for CTR - 09/12/07 03:42 PM

If a customer withdraws 5,000 from ATM on sunday (not a business day), and withdraws 11,000 from the bank on monday, will the CTR mention the amount as 11,000 or 16,000? Where can I find regulatory guidance in the matter?
Posted By: Damon

Re: Aggregation of ATM transactions for CTR - 09/12/07 03:53 PM

I would say if your Sunday transactions are on Mondays business day, I would aggregate them for a total of 16K. The exam manual speaks to aggregation as well. But I do not have the specific section off of the top of my head.