CFPB and Banks over 10 Billion

I understand that CRA was not included in the laws that CFPB regulates. So if a bank goes over $10 Billion and CFPB becomes their primary compliance regulator, who does the bank's CRA exam. Also, is there a piece of regulation that tells when the CFPB's compliance supervision begins after the bank exceeds the $10 billion threshold? Is it immediate?

http://www.buckleysandler.com/uploads/36...resentation.pdf

This material was presented to their clients in 2011 - I don't believe it has changed.

Generally, the CFPB is tasked with regulating and
enforcing the “enumerated” consumer protection laws:
– Title XIV of Dodd-Frank - Mortgage Reforms
– Title X of Dodd-Frank - Consumer Financial Protection Act
– Fair Credit Reporting Act, FDCPA
– RESPA, TILA, HOEPA, SAFE Act, HMDA
– Gramm-Leach-Bliley Act (with exceptions)
– Truth in Savings Act
– Electronic Funds Transfer Act, Fair Credit Billing Act
- Durbin Amendment remains under FRB

*Does not include Fair Housing Act and Community Reinvestment Act

Calculation of $10B threshold is based on total assets
Starting point for determination is June 30, 2011 Call Report Change in status will result after four consecutive quarters
above/below threshold

So is it reasonable to assume that when a bank goes over $10 Billion, the entity that was there primary regulator before will do their CRA exams?

That is the way it is for us....good old OCC

Same here....FDIC

Yes, as stated above, if a regulation was not transferred to the CFPB, for the banks above $10 billion their primary regulator continues to examine on those regulations, such as CRA.