CRA Assessment Area for Submission

How do you decide what definition of your assessment area to use for your annual CRA submission?
- AA at submission date?
- AA at year-end?
- AA including any county that was part of the AA during the submission year?

Is there official guidance for this?

https://www.bankersonline.com/forum/ubbt...use#Post1996640

Thanks. I hunted around but didn't find this thread.